Age 21 and over£12.71
Age 18 to 20£10.85
Under 18 and apprentices£8.00
2026/27 tax year (6 April 2026 to 5 April 2027). Rates from 1 April 2026.
Take-home pay at £12.71 an hour
| Hours a week | Gross a year | Take home a month | Take home a week |
|---|---|---|---|
| 16 hours | £10,575 | £881 | £203 |
| 20 hours | £13,218 | £1,086 | £251 |
| 25 hours | £16,523 | £1,285 | £296 |
| 30 hours | £19,828 | £1,483 | £342 |
| 37.5 hours | £24,785 | £1,780 | £411 |
| 40 hours | £26,437 | £1,880 | £434 |
England, Wales and Northern Ireland, no student loan or pension. If you're auto-enrolled into a workplace pension, you'll usually pay 5% of your qualifying earnings, which lowers your take-home pay but adds your employer's 3% on top.
2026 minimum wage rates
| Age | Hourly rate |
|---|---|
| 21 and over (National Living Wage) | £12.71 |
| 18 to 20 | £10.85 |
| Under 18 | £8.00 |
| Apprentice | £8.00 |
The apprentice rate is for apprentices under 19, or 19 and over in the first year of their apprenticeship. After that, you get the rate for your age.
Work out your own hours, overtime and student loan in the hourly pay calculator.
Sources: GOV.UK minimum wage rates, GOV.UK rates and thresholds 2026 to 2027.